John R. Nelson is a recognized employee benefits expert. He is a member of the Employee Benefits Committee of the State Bar of California, the Western Pension Conference, and the ESOP Association, the national trade association of ESOP companies and professionals. He has written numerous articles and lectured extensively on Section 401(k) cash or deferred plans, employee stock ownership plans, and investments. He has taught courses in pension plan fundamentals and administration through the American Society of Pension Actuaries and has been a member of the adjunct faculty of Golden Gate University.

Mr. Nelson is in private practice in Santa Barbara, California. From July 1993 to December 1996, he was Executive Vice President and a shareholder with Investors Retirement & Management Corp. (IRM) in Carpinteria, California. While at IRM, Mr. Nelson helped to develop and market the firm's "bundled" package of 401(k) plan services and investment products.

Prior to joining IRM, Mr. Nelson was a partner with the Santa Barbara law firm of Mullen & Henzell, where he specialized in helping employers set up and administer qualified and non-qualified retirement plans and other employee benefit programs. Mr. Nelson was also formerly associated with the national law firm of Paul, Hastings, Janofsky & Walker in Los Angeles, California.

Mr. Nelson graduated in 1980 from Loyola Law School in Los Angeles, where he was a member of the Loyola Law Review. He holds a Series 6 and 63 securities license with the NASD and is licensed with the California Department of Insurance.

Elizabeth A. Mikkelson

Ms. Mikkelson specializes in employee benefit plan administration, including all aspects of ERISA and Internal Revenue Code compliance. She received her paralegal certificate from the University of California at Santa Barbara. Ms. Mikkelson is a member of the Santa Barbara County Bar Association, the Legal Assistants Association of Santa Barbara, the Western Pension and Benefits Conference, the National Institute of Pension Administrators, Los Angeles Chapter, and the Santa Barbara Human Resources Association.

From July 1993 to October 1996, she was with Investors Retirement & Management Corp. (IRM) in Carpinteria, California. While at IRM, Ms. Mikkelson was responsible for managing all aspects of converting and installing new and takeover plans and for overseeing and managing the ongoing operation of those plans after conversion. Her responsibilities included preparing and implementing "time-lines" for setting up and converting plans, meeting with payroll and human resources personnel to set up data collection and transmission procedures, coordinating with trustees procedures for receiving contribution payments and processing termination pay-outs, participant loans and other withdrawals, preparing manuals of forms and procedures, and conducting employee enrollment meetings.

Prior to joining IRM, Ms. Mikkelson was a legal assistant with the Santa Barbara law firm of Mullen & Henzell, where she specialized in helping employers administer qualified and non-qualified retirement plans and other employee benefit programs.

Dawn Eyman

Dawn Eyman is our Client Relations Manager and has worked in the 401(k) industry for over 10 years. She has received the Qualified 401(k) Administration Certification (QKA) from ASPAA, holds Series 6 and 63 securities licenses with FINRA, and her Life and Health Insurance License with the CA Department of Insurance.

Dawn is a valued member of the 401(k) team. She works very closely with clients to ensure first-rate customer service and trustworthiness.  Dawn’s array of knowledge expands from basic resolution of 401(k) plan issues to the more complex 401(k) plan design, administrative detail, and compliance requirements.

In her role as a 401(k) specialist, Dawn conducts investment portfolio reviews, benchmarking analysis, and plan review.  She is a graduate of California State University, Northridge, and holds a business degree in Operational Systems Management.

Aside from being an active mom with 2 children, Dawn enjoys hiking and spinning, soccer games and football.  She served as a local PTA Board Member for 6 years, including 2 years as PTA President and 2 years as Treasurer.  Dawn also enjoyed working with the Goleta Union School District as part of the Strategic Planning Committee and is considered a respected member of the Central Coast community.

John G. Salvador joined JRN Benefits in 2008. As Plan Administrator, John works on numerous types of defined contribution plans including 401(k), profit sharing, and employee stock ownership plans (ESOPs). Among John's responsibilities are the performance of compliance tests, contribution allocations, Form 5500 preparation, trust accounting, and annual ESOP valuations.

John graduated from City University of New York - Queens College where he majored in Mathematics and minored in Economics. His prior pension experience includes five years as a pension actuary with a national accounting firm. John is certified as a Qualified 401(k) Administrator (QKA) and a member of the American Society of Pension Professionals & Actuaries.

Carrie Oka

Carrie Oka joined our team as Assistant Plan Administrator in 2009.  She is pursuing certification as a Qualified 401(k) Administrator with the American Society of Pension Professionals & Actuaries and assists  John Salvador with compliance tests, Form 5500 preparation, and trust accounting for our 401(k) and profit sharing plans.  Carrie helps our clients with daily Plan administration tasks such as participant loan refinances and annual responsibilities such as electronic filing of Form 5500 and distribution of annual participant notices.

Elvia Gonzalez

Elvia Gonzalez is the Administrative Assistant for Hub Internationl Retirement Plan Services. Her responsibilities include: Processing participant loans and benefit distributions, preparing annual valuation and compliance reports, communicating with clients as needed, and supporting plan administration. She has worked as administrative assistant in the fields of trusts and investments.

Pearl Lee

Pearl Lee is an Assistant Plan Administrator and has been with JRN Benefits since 2006.  She is in charge of our accounts receivables.

In 2010, Pearl graduated from the University of California at Santa Barbara, receiving her Masters in Education.  She also works as a high school history teacher.