John R. Nelson is a recognized employee benefits expert. He is a member of the Employee Benefits Committee of the State Bar of California, the Western Pension Conference, and the ESOP Association, the national trade association of ESOP companies and professionals. He has written numerous articles and lectured extensively on Section 401(k) cash or deferred plans, employee stock ownership plans, and investments. He has taught courses in pension plan fundamentals and administration through the American Society of Pension Actuaries and has been a member of the adjunct faculty of Golden Gate University.

Mr. Nelson is in private practice in Santa Barbara, California. From July 1993 to December 1996, he was Executive Vice President and a shareholder with Investors Retirement & Management Corp. (IRM) in Carpinteria, California. While at IRM, Mr. Nelson helped to develop and market the firm's "bundled" package of 401(k) plan services and investment products.

Prior to joining IRM, Mr. Nelson was a partner with the Santa Barbara law firm of Mullen & Henzell, where he specialized in helping employers set up and administer qualified and non-qualified retirement plans and other employee benefit programs. Mr. Nelson was also formerly associated with the national law firm of Paul, Hastings, Janofsky & Walker in Los Angeles, California.

Mr. Nelson graduated in 1980 from Loyola Law School in Los Angeles, where he was a member of the Loyola Law Review. He holds a Series 6 and 63 securities license with the NASD and is licensed with the California Department of Insurance.

Coral M. Anfinsen joined JRN Benefits in 2003 bringing with her 3 years of experience in marketing, accounting and management. She graduated from the University of California at Santa Barbara with a Bachelor of Arts in Business Economics. She is currently pursuing the Qualified Pension Administrator (QPA) and the Qualified 401(k) Administrator (QKA) designations with the American Society of Pension Professionals & Actuaries (ASPPA).

Coral currently holds the position of Plan Administrator. Her specialty is with 401(k) plan administration including daily valuation. Her responsibilities include: Conducting compliance testing such as 401(a)(4) non-discrimination, 410(b) ratio percentage, 415 annual additions, Form 5500 preparation, and offering consulting support to plan sponsors.

Krista Jensen holds the position of Plan Consultant. Her responsibilities include several functions within JRN Benefits, Inc. She provides support with plan administration, assists with compliance and helps with new plan installations and conversions. In addition, Krista directs the firm's marketing strategies.

Krista has prior experience with non qualified defined benefit and defined contribution retirement plans. She worked as Director of Client Services for Benmark, Inc. As Director of Client Services, Krista managed the implementation of benefit programs and served as an integral part in processing new business for clients. Krista graduated with honors from the University of Colorado with a Bachelor's of Science degree in Business Management and a minor in Entrepreneurship and Small Business Management. Krista is experienced at working in a fast paced environment and is an enthusiastic team member. She is currently pursuing her Qualified 401(k) Administrator (QKA) designation and Certified Pension Consultant (CPC) designation with the American Society of Pension Professionals & Actuaries (ASPPA).
 

John G. Salvador joined JRN Benefits in 2008. John holds the position of Plan Administrator and works on numerous types of defined contribution plans including 401(k), profit sharing, money purchase and employee stock ownership plans (ESOPs). Among John's responsibilities are the performance of compliance tests, contribution allocations, Form 5500 preparation, trust accounting, and annual ESOP valuations.

John graduated from City University of New York - Queens College where he majored in Mathematics and minored in Economics. His prior pension experience includes five years as a pension actuary with a national accounting firm as well as more than one year as a Plan Administrator with a local TPA firm. John is certified as a Qualified 401(k) Administrator (QKA). John is also a member of the American Society of Pension Professionals & Actuaries.